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President Barack Obama speaks during the 2015 White House Conference on Aging, Monday, July 13, 2015, in the East Room of the White House in Washington. The president said a secure retirement is a critical component of what it means to be middle class in America. (AP Photo/Evan Vucci)

President Barack Obama speaks during the 2015 White House Conference on Aging, Monday, July 13, 2015, in the East Room of the White House in Washington. The president said a secure retirement is a critical component of what it means to be middle class in America. (AP Photo/Evan Vucci)

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