FILE - In this March 31, 2014 file photo, SEIU-UHW worker Kathy Santana, left , assists Ruben Torres, 27, during a health care enrollment event at SEIU-UHW office in Commerce, Calif. The wild hikes in health insurance rates that blindsided many Americans in recent years may become less frequent because of the health care overhaul. (AP Photo/Ringo H.W. Chiu, File)
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