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In this Jan. 20, 2010, file photo, American Express cards are posed for a photograph in Phoenix. Amex's stock is down 11 percent this year, making it the second-biggest decliner on the Dow Jones industrial average. (AP Photo/Ross D. Franklin, File)
Photo by: Ross Franklin
In this Jan. 20, 2010, file photo, American Express cards are posed for a photograph in Phoenix. Amex's stock is down 11 percent this year, making it the second-biggest decliner on the Dow Jones industrial average. (AP Photo/Ross D. Franklin, File)

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