By Associated Press - Tuesday, September 2, 2014

ALBANY, N.Y. (AP) — New York’s attorney general is accusing a mortgage lender of refusing to offer financing to African-Americans living in Buffalo.

Eric Schneiderman filed a lawsuit in U.S. District Court on Tuesday alleging that Evans Bank intentionally excluded predominantly African-American neighborhoods on the city’s east side from its lending area.

In a statement, bank President David Nasca says Evans will “vigorously” defend itself against meritless accusations.

Schneiderman says the lawsuit is part of a wider investigation by his office into the illegal practice of redlining, in which a lender denies access to mortgages or charges more in certain neighborhoods based on race.

The lawsuit alleges that more than 75 percent of Buffalo’s African-American population was denied access to the bank’s mortgage products.

Evans Bank has 13 branches in western New York.

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