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** FILE ** Federal Reserve Chairman Ben S. Bernanke addresses a luncheon gathering of the Economic Club of New York on Tuesday, Nov. 20, 2012. Mr. Bernanke urged Congress and the Obama administration to strike a budget deal to avert tax increases and spending cuts that could trigger a recession next year. Without a deal, the measures known as the "fiscal cliff" will take effect in January. (AP Photo/Richard Drew)
Photo by: Richard Drew
** FILE ** Federal Reserve Chairman Ben S. Bernanke addresses a luncheon gathering of the Economic Club of New York on Tuesday, Nov. 20, 2012. Mr. Bernanke urged Congress and the Obama administration to strike a budget deal to avert tax increases and spending cuts that could trigger a recession next year. Without a deal, the measures known as the "fiscal cliff" will take effect in January. (AP Photo/Richard Drew)

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