CORRECTS FROM 2013 TO 2014 - Swan Lockett stands in her Houston apartment Monday, April 21, 2014. Lockett said she was unable to get an affordable health care plan on the federal marketplace. The federal health care overhaul is providing coverage for millions of Americans, but it has only chipped away at one of its core goals to sharply reduce the number of people without insurance. (AP Photo/David J. Phillip)
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