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In this Sept. 9, 2014, file photo, Apple CEO Tim Cook introduces Apple Pay during an event in Cupertino, Calif. Cook on Monday, Oct. 27, 2014, said Apple's new mobile payment system had over 1 million activations in the first three days after it became available, and is now more widely used than any competing payment system. (AP Photo/Marcio Jose Sanchez, File)

In this Sept. 9, 2014, file photo, Apple CEO Tim Cook introduces Apple Pay during an event in Cupertino, Calif. Cook on Monday, Oct. 27, 2014, said Apple's new mobile payment system had over 1 million activations in the first three days after it became available, and is now more widely used than any competing payment system. (AP Photo/Marcio Jose Sanchez, File)

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